Eligibility Criteria
- Employment status: Salaried or Self-Employed
- Income: Rs 20,000 per month
- Credit score: 700 and above | New to credit not allowed
- Credit card holders are preferred
- Required Age: 21-60 years
Fees & Charges
- Joining Fees: Rs 499+GST
- Annual Fees: Rs 499+GST
- Interest rate: Upto 3.5% per month
- Cash Withdrawal charges: 2.5% or Rs 500, whichever is higher
- Card Replacement charges: Rs 100-250
Documents Needed
- ID proof - Aadhaar or PAN card
- Address proof
- Bank statement or Income proof
- Colour photographs
